Our Team
Jim Lutes
Jim is the owner of Harmony Insurance Group. He began his insurance career in June 1996 as a captive insurance agent with American Family Insurance. In November of 2000, he joined the Harmony State Agency team. Jim purchased the agency which became Harmony Insurance Group in March of 2011. Since then, Jim has expanded the business while still maintaining the same small town values.
Bobbi Brossard
Bobbi and her husband recently moved to Harmony from Washington state. She'd love for you to come in and say "hello"! Her insurance experience began in 2002 with life insurance, and then she expanded into all forms of insurance in 2008.
Deb Ristau
Deb began her insurance career in March 2016 at Harmony Insurance Group. Deb has lived in the Preston area her whole life, and she has always been very involved in the community. She handles all the crop insurance along with home, auto, and farm insurance.
Shannon Apel
Shannon, her husband Chad, and their 4 children have lived in Kasson for almost 5 years. Their 4 kiddos are very active in many sports and keep them incredibly busy year-round. Shannon was a Stay-at-Home-Mom for 10 years before joining Harmony Insurance Group in 2018. She is licensed in Property and Casualty; stop by our Rochester office to see what she can do for you!
Matt Lutes
Matt is our summer intern. He graduated from Fillmore Central in 2018; and he is currently attending the University of Minnesota Duluth, majoring in Business Finance with an interest in financial planning.
Elizabeth Swan
Elizabeth's bio coming SOON
Master the art of living confidently!
Living confidently empowers you to learn more about financial concepts, take ownership of your decision-making, and prepare for the future. We seek to be your go-to educational resource for the tools you need to achieve a state of financial and emotional well-being.
