ABOUT US

Our History

The Harmony Insurance Group has been located in Harmony, MN since it opened in the early 1900's, originally as Harmony State Agency. In 2011, a branch was opened in Rochester followed by an Austin branch in 2013.


Our staff not only works here, but we also live here. Each one of us share the same small town values, and we are invested in the community.

What We Offer

We represent quality carriers in order to provide you with the best coverage value in exchange for the premium you pay. You will always be supported by a dedicated staff who cares about you, your family, your business, and your employees.

We know the area, and we provide coverage for businesses & families in the larger communities as well as the rural areas that make up southeast Minnesota.

Insurance of All Kinds

We have years of insurance experience helping clients prepare for the unknown. Ask us about:


  • Auto
  • Home
  • Life
  • Business
  • Farm


Everyone has different insurance needs. Call us today for a personalized business, or individual, assessment and find out how we can help protect your assets  

Our Team

Jim Lutes

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Jim is the owner of Harmony Insurance Group. He began his insurance career in June 1996 as a captive insurance agent with American Family Insurance. In November of 2000, he joined the Harmony State Agency team. Jim purchased the agency which became Harmony Insurance Group in March of 2011. Since then, Jim has expanded the business while still maintaining the same small town values.

Bobbi Brossard

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Bobbi and her husband, Dustin, moved to Harmony from Washington state in the Spring of 2018. Their girls attend Mabel-Canton Schools, and Dustin is a freelance artist. Bobbi's insurance experience began with life insurance in 2002, personal lines in 2008, and finally, health insurance in 2012. 

Elizabeth Swan

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Elizabeth, her fiancé, Lance, two kids (and dog!) live in Preston. She grew up in Albert Lea and moved to Fillmore county in 2011. Her son attends school at Fillmore Central and her daughter attends Harmony Kids Learning Center. Elizabeth acquired a background in the insurance field working for Northwestern Mutual & American Family Insurance before joining Harmony Insurance Group in August of 2019. Elizabeth works primarily with Personal Lines Insurance in our Harmony Office. 

Shannon Apel

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Shannon, her husband Chad, and their 4 children have lived in Kasson for almost 5 years. Their 4 kiddos are very active in many sports and keep them incredibly busy year-round. Shannon was a Stay-at-Home-Mom for 10 years before joining Harmony Insurance Group in 2018. She is licensed in Property and Casualty; stop by our Rochester office to see what she can do for you!

Tabatha Hollund

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Tabatha and her daughter live in Byron, MN.  Her daughter keeps her busy as she is active in soccer, Girl Scouts as well as 4-H. Tabatha’s insurance career began in 2006 at Federated Insurance where she worked for 11 years before moving back the Rochester area prompted a change. She worked at a local agency for 2 years before finding her home at Harmony Insurance Group in September 2019. Tabatha works primarily with Commercial Lines Insurance in our Rochester Office. 

Matt Lutes

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Matt is our intern. He graduated from Fillmore Central in 2018; and he is currently attending the University of Minnesota Duluth, majoring in Business Finance with an interest in financial planning.

Master the art of living confidently!

Living confidently empowers you to learn more about financial concepts, take ownership of your decision-making, and prepare for the future. We seek to be your go-to educational resource for the tools you need to achieve a state of financial and emotional well-being. 


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Contact Us

How Can We Help You?

Contact Us for a Free Quote

Harmony Insurance Group

103 N Main Ave, PO Box 357, Harmony, MN 55939, US

(507) 886-2100

Hours

Monday - Friday: 8:30 AM - 5 PM

Saturday: By Appointment

Sunday: Closed